The importance of adequate insurance coverage cannot be overstated. The issue usually surfaces in the context of automobile insurance, but it equally applies to your homeowner’s policy, business liability coverage and even your health insurance.
If you drive an automobile or truck, you are obligated to carry the appropriate insurance coverage. This is vital for a number of reasons. If you are injured in a motor vehicle accident while driving without insurance, you are extremely limited in the types of damages you can be entitled to.
Many people decline uninsured motorist coverage, but at Weinstein & Cohen we advocate that you include this in your automobile policy if at all possible. It’s especially good to have in Florida because the state does not require motorists to carry bodily injury coverage. Essentially, uninsured motorist coverage can protect you if someone, who does not have insurance or adequate coverage, injures you in an accident. It allows you to present a claim to your own insurance carrier for your injuries.
If you have any questions regarding the appropriate type of coverage you need in South Florida, please don’t hesitate to contact our office and we will gladly speak to you about this important matter.
